coffeeorstocks

What could that €4 coffee become?

Enter something you're about to buy, choose a time period, and see what the same money could be worth if it were invested instead.

Try it
If invested instead
Illustrative calculation based on 10.69% annual compound growth.
10.69%Annual growth assumption used for the illustration.
Compound growthThe return is calculated on both the original amount and previous gains.
Not a forecastMarkets rise and fall. This is a simple “what if” calculator, not investment advice.

Small spend. Long timeline.

The point isn't that you should never buy coffee. It's to show how time changes the value of money.

A small amount today can look very different after 5, 10 or 20 years of compounding. Change the item, change the price, and see the trade-off instantly.